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Hedgy v0.5 · running live on Avocado

An AI options trader
that thinks, remembers,
and answers.

Hedgy reads live market data, reasons about options structures, and tells you what he'd do — and why. He remembers your style across days. Every recommendation is logged to a cryptographic audit chain. He never trades your account; you stay in the driver's seat.

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Hedgy
Replying live · Gemini 3.5 Flash · CodeAct planner
Ask Hedgy anything…
4
Real market data sources
6
Cultivation kernel primitives
100%
Audit-chain signed
0
Trades placed without your tap

Three things every chatbot misses.

A general AI doesn't know what your account looks like, doesn't pull live market data, and can't prove what it did. Hedgy does all three — by design.

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Real market data, live.

Every quote, every options chain, every macro print is fetched in real time — never recycled from training-data memories. If the VIX moved this morning, Hedgy already knows.

Polygon Databento FRED SEC EDGAR
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Persistent memory.

Hedgy remembers your past trades, your watchlist, the risk parameters you care about, and the moves you watch. He picks up where you left off — even across days, even across model upgrades.

Associative memory Long-range context Goal substrate
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Cryptographic audit.

Every conversation, every data fetch, every reasoning step is written to a tamper-evident Merkle-anchored ledger. You can audit any recommendation Hedgy ever made. Replay any decision. Trust by verification, not by promise.

Merkle anchor WAL-fenced Replay-deterministic

From your question to his answer.

A single conversation runs through six stages — each one observable, each one logged. No black box magic; you can audit every step that produced the answer.

1

You ask Hedgy

You send a question through Telegram or another chat surface. "What's a good 30-day trade if VIX is backwardating?"

via NATS bus → tenant-scoped routing
2

Hedgy remembers

The cultivation kernel pulls relevant past conversations, your watchlist, prior trades, and the rules you've taught him.

cultivation kernel · AMem retrieval
3

Hedgy fetches data

Live quotes, options chains, macro indicators, news, SEC filings — pulled in parallel from Polygon, Databento, FRED, EDGAR.

parallel tool calls · < 200ms each
4

Hedgy reasons

The CodeAct planner writes Python to analyze the data, evaluates outcomes, considers risk-vs-reward against your defined-risk profile.

CodeAct planner · Gemini 3.5 Flash
5

Hedgy responds

You get a clear answer with the trade idea, the reasoning, and the risk profile. Never autonomous action — always your decision to execute.

"Here's a put spread at 30 DTE..."
6

Every step is signed

The full conversation, the data fetched, and the reasoning are written to a tamper-proof Merkle-anchored ledger. Replay anything.

audit chain · WAL-fenced

The cultivation kernel.

The thing that makes Hedgy a colleague rather than a calculator. Eight modules that work in concert — same primitives that power every Hedgy across the firm.

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Associative memory

AMem

Remembers past conversations, trades, watchlists. Each fact gets linked to related facts — like neurons.

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Goals + planning

PAGS

Knows what you care about long-term. "Keep risk under 2%." "Prefer defined-risk options." A coach who knows your style.

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Long-range context

LRCE

Keeps the conversation coherent across many turns — even when topics shift or sessions pause.

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Data tools

tool registry

Live quotes, options chains, macro indicators, news headlines, SEC filings — all callable as functions.

Background thinking

scheduled cognition

Between conversations, Hedgy reflects on past trades, updates his memory, sharpens his model of your style.

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Safety floor

non-discretionary

Hard rules Hedgy cannot cross. No autonomous orders. Always shows the trade. Kill switch always reachable.

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Audit chain

Merkle-anchored

Every conversation, data fetch, reasoning step, and response written to a chained, signed log. Replay anything.

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Federation-ready

A2A coordination

Hedgies can talk to other Hedgies — cryptographically signed bundles, no spoofing, full attribution.

Hedgy can't go rogue, by construction.

Other "AI traders" promise safety in their marketing copy. Hedgy proves it in the architecture — three structural guarantees, not three policy promises.

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Non-discretionary by structure

Hedgy generates signals. He never has trading authority on your account. Click-to-execute is always your tap, your decision, your risk.

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Cryptographically logged

Every recommendation Hedgy ever made is in a Merkle-chained, WAL-anchored ledger. You can replay any past decision and audit the data + reasoning that produced it.

Kill switch always reachable

One command pauses Hedgy entirely. The signal stops flowing. The kill path is a first-class architectural primitive, not a wrapper config flag.

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Your data stays yours

Each Hedgy runs in tenant isolation. Your trades, your goals, your conversation history — never shared with other tenants. Federation is opt-in, not default.

The legal shape, plainly:

Hedgy is a non-discretionary signal provider. He sends you trade ideas; you decide whether to act on them at your broker of choice.

That's the same legal posture as Trade Ideas, Benzinga Pro, or any analyst newsletter — not the "robo-advisor" model. Hedgy doesn't touch your brokerage. He doesn't have custody. He's not your fiduciary.

What's different: Hedgy is private to you (not a one-to-many newsletter), he remembers your portfolio context, and every recommendation is auditable.

Hedgy is not investment advice, financial advice, or a recommendation to buy or sell any security. Past performance does not guarantee future results. Options trading involves substantial risk of loss. You are responsible for your own trading decisions.
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From one Hedgy to a federation of them.

Today: one Hedgy, your private AI options trader. Tomorrow: a federation of Hedgies — yours, your friend's, ours — coordinating through cryptographically signed exchanges.

Share a strategy with a friend's Hedgy without giving up your portfolio data. Ask your Hedgy to coordinate with our research Hedgies. Get a live widget rendered by an engineer-agent on demand.

"I want a reality where each subscriber's Hedgy doesn't just answer questions — it manages a live workspace where widgets, charts, and code-as-widgets organize themselves around what the user actually does."

Questions worth answering up front.

The honest version — pricing, scope, what Hedgy will and won't do. If something's missing, ask in the waitlist note.

Is Hedgy actually live, or is this a landing page? +

Hedgy v2 is live and running today — as a private daemon for Terry Dynamics. He responds to chat messages, fetches live market data from Polygon, Databento, FRED, and SEC EDGAR, reasons through trade structures, and writes every conversation to a tamper-evident audit chain. What's NOT live yet is the multi-tenant subscription product (Hedgies) — that's what the waitlist is for.

How much will Hedgies cost? +

The expected pricing is around $199/month — comparable to Trade Ideas Premium ($254) and Benzinga Pro Essential ($197), but with persistent per-subscriber memory and full audit trails. Final pricing is still being set; waitlist members will get a launch-window discount.

Does Hedgy have access to my brokerage account? +

No — by design. Hedgy is a non-discretionary signal provider. He generates trade ideas; you decide whether to execute them at your broker of choice. He doesn't custody your funds, doesn't have order-entry authority on your account, doesn't see your balances unless you choose to tell him. The "click-to-execute" model means every order is your conscious action.

What data sources does Hedgy use? +

Real-time market data: Polygon (quotes, options chains, IV, news). Historical + tick-level: Databento (institutional-grade backtesting). Macro indicators: FRED (VIX, CPI, yields, etc.). Fundamentals + filings: SEC EDGAR. Hedgy never invents data — every quote, every macro print, every filing reference is pulled live from these sources and the citation is logged in the audit chain.

Can Hedgy trade autonomously? +

For subscribers — no. By regulatory architecture (the "non-discretionary signal provider" shape under the SEC's Investment Advisers Act publisher's exclusion), Hedgy can't and won't place orders on your behalf. He proposes; you dispose.

For Terry Dynamics' own trading account, Hedgy is permitted to operate as an autonomous-with-human-in-the-loop trader under a separate macaroon-gated authority — but that's strictly the firm's own capital, not subscriber capital.

What does "cryptographic audit chain" actually mean? +

Every conversation Hedgy has, every data fetch, every reasoning step, and every signal he emits is written to a Merkle-anchored append-only ledger. Each entry's hash includes the previous entry's hash, so any tampering — past or present — breaks the chain mathematically.

Practically: you can replay any past decision Hedgy ever made, see the exact data he saw, follow his reasoning, and verify that nothing has been edited after the fact. It's how you trust by verification instead of by promise.

Is this legal? Is Hedgy regulated? +

Hedgy operates under the SEC Investment Advisers Act of 1940 publisher's exclusion — the same regulatory shape used by Trade Ideas, Benzinga Pro, Seeking Alpha, and similar signal services. Hedgy delivers impersonal, non-discretionary signals to a paying subscriber base; he's a "publisher of investment-related information," not an investment adviser.

That shape means: no fiduciary duty to subscribers, no custody of subscriber funds, no required SEC adviser registration. It also means Hedgy can't give individualized investment advice — what you get is structured analysis, not "buy 100 shares of XYZ on Monday because of your retirement timeline."

This is not investment advice or legal advice. Past performance does not predict future results. Options trading involves substantial risk.

What platforms / devices will Hedgies work on? +

v0 launch: Telegram bot + web dashboard. Telegram is where the conversation lives; the web dashboard at terrydynamics.com is where you'll see your watchlist, audit history, and account settings.

v1: PWA for iOS + Android home-screen install. v2 (later): potential native apps if subscriber demand justifies the App Store overhead.

Discord and SMS are on the radar but not v0 commitments.

What if I want to cancel? +

One-click cancel from your account settings. Your subscription stops billing immediately; your audit chain remains accessible for export until the end of your paid period (so you can keep your trade history). After that, your data is purged from active systems on a defined timeline; you'll get a notice 30 days before deletion.

Who builds Hedgy? +

A small team of humans and AI agents working in partnership at Terry Dynamics, a US-based engineering shop. Every line of code is reviewed by both humans and AI auditors before it ships. The firm operates under a "smart human + smart machine" partnership model — meaning we leverage AI agents as collaborators, not replacements, and we keep humans in the loop on every compounding decision.

Hedgies subscription · launching soon

Be among the first 100 to get your own Hedgy.

We're finishing the regulatory plumbing and the per-subscriber scaling. Drop your email and we'll let you know when waitlist invites go out — no spam, no marketing blasts, just the launch ping.

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